Privacy Policy
legal.updated: 2026-10-30
1. What we collect
Account data: email address and display name if you create an account; OAuth identifiers if you sign in with Google or Apple. Inputs you voluntarily enter into calculators, and conversation text sent to the AI assistant.
Technical data: basic request logs and aggregated usage metrics used to operate and secure the Service.
2. What we never ask for
We never request bank passwords, full payment-card numbers, transaction passwords, government ID copies, or account login credentials. Do not provide them in calculator fields or chats.
3. How data is used
To operate calculators and the AI assistant, save your history while logged in, process subscriptions, prevent abuse, and improve educational content. We do not sell your personal data.
4. Processors
Payments are handled by Creem.io; sign-in may use Google or Apple; infrastructure runs on Cloudflare. These providers receive only the data needed for their function under their own privacy terms.
5. Advertising cookies
The Service may display ads served by Google AdSense. Essential cookies keep the site working (theme, language, sign-in session). With your consent, Google and its partners may use advertising cookies to personalise the ads you see, in line with Google’s policies.
You can accept or decline advertising cookies in the consent banner shown on your first visit, and change your decision at any time by clearing this site’s data in your browser. Declining keeps the site fully usable; ads, when shown, will simply be less relevant. See also Google’s advertising policies and your regional ad-preference settings.
6. Cookies and local storage
We use essential cookies for authentication and preferences (such as theme and language), and local storage to remember guest sessions and quota counters.
7. Your choices
You may use the Service as a guest, delete account data on request, and clear local storage in your browser at any time.
Google user data (Sign in with Google)
If you choose “Continue with Google” on the sign-in page, we receive from Google only: your name, your email address, your profile picture URL, and a stable Google account identifier (the subject ID). We do not receive your Google password, contacts, calendar, Gmail messages, Drive files, or any other Google service data, and we do not request any Google API scope beyond openid, email and profile.
We use this data only to (a) create your AILICAI account or sign you in, (b) show your name and email address inside your account area, and (c) contact you about your account or subscription. It is not used for advertising, profiling or analytics, it is never sold or rented, and it is not shared with third parties — except our infrastructure providers (Cloudflare, which hosts the site and its database) acting on our behalf under contract.
Retention: your account record, including the Google identifier, is stored in our Cloudflare D1 database and kept until you delete your account or ask us to delete it. AI conversation history is stored only for subscribers and can be cleared at any time from your dashboard.
Revoking access and deleting data: you can remove AILICAI from your Google account at any time at myaccount.google.com/permissions. To delete your AILICAI account and all associated data, email us through the contact page; we remove the record, including the Google identifier, within 30 days.
Limited Use: AILICAI’s use of information received from Google APIs adheres to the Google API Services User Data Policy, including the Limited Use requirements.
AI content policy: AILICAI’s AI assistant is restricted to personal-finance education. It does not generate, edit or distribute sexually explicit content or AI-generated non-consensual intimate imagery (NCII), and requests for such content are refused. Content sexualising minors is prohibited without exception and may result in account termination.